If I was to do a telephone survey to Montgomery county homeowners to find out the answer to “Who has lower real estate taxes Montgomery county or Harris county?” I would predict 80% of the survey respondents would say Montgomery county. And they would be partially right.
Partially right because Montgomery county real estate taxes are lower than Harris county real estate taxes if you DO NOT take into consideration the 20% residential homestead exemption available to Harris county homeowners.
Montgomery county on the other hand does not offer its homeowners a residential homestead exemption.
The answer and bragging rights would go to Harris county. After the homestead exemption the difference between the two counties real estate taxes is a minuscule difference. A difference not significant enough to base an entire home purchase decision on but a difference none the less.
There are lots of things to base your home purchase decision on such as commute time to work, community amenities, school district, floor plan, and overall tax rate. As a homebuyer don’t limit your home search to only homes in Montgomery county because a co-worker told you Montgomery county real estate taxes are less. Although your co-worker had good intentions, he was only partially right.
If you click on the charts, you will receive a larger more eye friendly version of the charts.
Jill Wente is an incredible realtor! We lived in the area for about 3 years before taking the house-hunting plunge... read moreJill Wente is an incredible realtor! We lived in the area for about 3 years before taking the house-hunting plunge and truly could not have chosen a better realtor to work with. Jill is professional and patient, she is an incredible resource who is 100% there for her clients at all times. We had a lot of questions and didn't want to pay any closing costs or prepaid costs out of pocket - Jill is a Master Certified Negotiation Expert and it SHOWS. We got exactly what we wanted at the price we wanted AND had several bonuses thrown in, including appliances and gutters. She was there for inspections/walk-throughs and kept in contact with our builder's salesperson as well. If you want a strong realtor who is also pleasant to work with (which I've learned is rare), then Jill is the realtor for you!! read less