Home Buyer Information

November 19, 2019
When are the biggest discounts on new construction homes

When is the best time to buy a new house?

When is the best time to buy a new house?  If a new construction inventory house is what you want, then the best time of year to buy is at the end of the builder’s fiscal year. Builders give the deepest discounts on the inventory homes that can close before the end of the year. […]
April 23, 2019
insurance agent vs insurance company

What’s the difference between insurance company and insurance agent?

What’s the difference between an insurance company and an insurance agent? Who is going to save me the most money and time?   In episode 26 of #RealEstateTalk, I’m joined by Chase Fontenot with Gibraltar Insurance Services. He’s going to answer some common questions that home buyers have about homeowners insurance. Chase tell me a little […]
April 16, 2019
Can a real estate agent show me any home

Can a real estate agent show me any home?

Can a real estate agent show me any home? Do real estate agents charge to show homes? Should I wait for an open house before viewing a house?  These are all questions you may have regarding viewing homes.  Can any agent show you any home?  Yes. Broker reciprocity allows real estate agents to show the […]
April 9, 2019
Does a buyer pay for a real estate agent

Do I pay a real estate agent, if I’m the buyer? | #RealEstateTalk 024

Do I pay a real estate agent, if I’m the buyer? The great news is No you don’t have to pay the real estate agent when you are buying a home. You can receive representation without it costing you a dollar.    How does a buyer’s agent get paid? A buyer’s agent is paid by […]
April 2, 2019
when can i terminate my contract

When can I terminate a contract and get my earnest money back?

When can I terminate a contract and get my earnest money back? Residential real estate contracts in Spring Texas provide three main opportunities for a buyer to terminate his contract and be refunded his earnest money.  The three opportunities are during the option period, during financing approval, and during property approval. 
March 26, 2019
When is your home loan approved

When is my loan approved? | #RealEstateTalk 022

When is my loan approved? When can I stop worrying that my loan will be denied? When can I go buy new furniture?   In episode 22 of #RealEstateTalk, I’m joined by Stacey Gross, branch manager for Gibraltar Mortgage. She has been in the mortgage business for over 20 years and has had the privilege […]
March 19, 2019
Loan preapproval

What is loan preapproval? | Is loan preapproval difficult to get?

What is loan preapproval? Is loan preapproval difficult to get? How much does it cost? How long does it take? Should I get loan preapproval before looking for a home? Stacey Gross with Gibraltar Mortgage Services and Jill Wente, Realtor with BHG Gary Greene provide the answers you need. Stacey Gross with Gibraltar Mortgage Services […]
March 12, 2019
Do I need 20% down to get a loan

Do I need a 20% down payment to purchase a home ? | #RealEstateTalk

Do I need a 20% down payment to purchase a home? No, it’s a myth that you need a 20% down payment to purchase a home. There are numerous loans available with much smaller minimum down payment requirements.    Stacey Gross answers questions on minimum down payments amounts in #RealEstateTalk episode 20. She has […]
February 19, 2019
benefits of paying cash for a house

Why is CASH considered KING in real estate? | #RealEstateTalk 017

Why is CASH considered KING in real estate? Because it comes with less contingencies and offers the seller a quicker close.    The advantages a cash buyer has over a financed buyer are:  Quicker close: A cash buyer can closer quicker on a house than a financed buyer thus reducing the sellers holding costs. A […]