Don’t flush your credit score down the drain

Maintaining a great or even a good credit score is tough. Sometimes no matter how hard you try that pesky thing called life still manages to get in your way.

But if you want to buy a house in Spring Texas or any other place for that matter you are going to have to maintain a good credit score.  As a good credit score will get you a home loan and a great credit score will get you a lower interest rate saving you thousands upon thousands of dollars.

So how do you maintain a good credit score?  Probably the easiest way is to know what not to do. created this great chart (click on the chart to enlarge) that depicts how paying your bills late damages your credit scores.  The later the payment the further down the drain your credit score goes.

credit scores

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