If you are planning on purchasing a Spring Texas home in the near future you need to know what’s in your credit reports. Not only can the reporting errors hiding in your credit report mean the difference between loan pre-approval and loan denial but reporting errors can cost you hundreds of dollars a year due to a higher mortgage interest rate.
You can get a FREE copy of your credit reports from each of the credit reporting agencies of Equifax, Experian, and Transunion at Annualcreditreport.com. These reports contain your payment histories, loan balances, and other personal and financial information.
The reports don’t provide your FICO credit scores that you have to pay a small fee for but they do provide the information used by the credit bureaus to calculate your credit score. Any errors you identify in your credit reports can be legally removed at no charge by contacting the credit bureaus.
Simply put.... ultimate professional. Jill came and provided clear and concise guidance to our family as to what will... read moreSimply put.... ultimate professional. Jill came and provided clear and concise guidance to our family as to what will be required to sell our home quickly. I was involved in a relocation and had a tight timeline to sell my home and relocate my family to our new destination. Jill came in and showed us how to take a home that we loved and turn it into a "product" that someone else would love. The house sold in 7 days.... enough said. Jill will be a fierce advocate for you in negotiations and if you listen and trust her experience, she will be the best realtor you will ever have!! Thanks again for your excellent service! read less