November 14, 2010

Fun Facts about Spring Texas

Fun Facts about Spring Texas: NO state income tax – That’s right Texas is one of only seven states with no state income tax #5 on CNN Money Magazine’s most affordable places to live Spring Texas is located in two counties – Harris County and Montgomery County Three public school districts – Conroe School District, […]

November 12, 2010

Where are mortgage interest rates headed?

I wish I had a crystal ball that I could gaze into and ask the question “Where are mortgage interest rates headed?” But since I don’t I will have to refer the question to the National Association of Realtors (NAR) and the Mortgage Bankers Association (MBA). Both the NAR and MBA agree that mortgage interest rates are […]

November 9, 2010

Spring Texas businesses say “Thank You” to Veterans 2010

This Veterans Day, some Spring Texas businesses are doing more than just saying “Thank You” to our veterans and active military personnel. They are showing their appreciation by providing free or discounted food or other services. Below is a list of the businesses providing free or discounted services for Veterans Day – 2010 and the details: Outback Steakhouse […]

November 7, 2010

Should you continue showing your home if you are in contract?

The saying “It ain’t over till the fat lady sings” sums up the answer the best. You hope the buyer does actually buy your Spring Texas house. But there are a lot of things that can and sometimes do go wrong. To begin with you have to go through the option period. The option period gives the buyer the […]

November 3, 2010

Houston voters say “No” to Red light cameras

The red light cameras around the Houston area are coming down. As Houston voters voted against the highly debated Proposition 3. Voters for the red light cameras say they save lives with voters against the cameras saying they are merely a revenue producer for the city of Houston. Since the 70 red light cameras were installed in 2006, […]

November 1, 2010

FHA and VA minimum credit scores increase

Have you already been pre-approved for an FHA or a VA loan but you haven’t found the right Spring Texas home yet? The bad news is that as of November 1st, 2010, you may no longer be pre-approved. Why?? Because many investors are increasing the minimum credit score requirements on FHA and VA loans […]

October 28, 2010

What is a split floor plan?

In a Spring Texas home with a split floor plan, the home’s bedrooms are not all located together. The master bedroom is located away from the secondary bedrooms. Click on the photo to the right to view a split floor plan. Homes with split floor plans are popular with buyers because the separation between the bedrooms provide privacy and a noise […]

October 26, 2010

How lower interest rates increase your buying power

Mortgage interest rates for loans on Spring Texas homes have been sitting at historical lows for quite a while now. Back in 2003 which is not that long ago, mortgage interest rates were 6.25% while today’s interest rates on 30-year loans are 4.25%. The lower the mortgage interest rate the more buying power you have. But the interest rates can’t […]

October 24, 2010

Does the seller have to disclose prior inspections on the home?

Per page 4 of the Texas Association of Realtors Seller’s Disclosure Notice, Spring Texas home sellers are required to disclose if within the last 4 years they received any written inspections on their home. Spring Texas home sellers do not have to disclose if prior inspections were performed on the home. They only have to disclose inspections that occurred within […]

Blog