Home Buyer Information

January 9, 2015
Home loan approval

New first time home buyer loan program has lower down payment

Were you thinking about buying your first Spring Texas home in 2014 but didn’t due to a high down payment and a high credit score requirement?   If so, you will want to learn about a new first time home buyer loan program.  It might just turn you into a new Spring Texas homeowner. The outline of the program is below: […]
October 10, 2013
spring texas property taxes

What you need to know about Spring Texas real estate taxes

When you are considering buying a Spring Texas home, there are a couple of things you need to know about real estate taxes. 1. Tax Amount Without Exemptions – The real estate taxes identified on a home’s listing is BEFORE / WITHOUT exemptions.  You may qualify for a homestead, over 65, or disabled exemptions. All […]
September 17, 2013
Louetta Glen subdivision

D.R. Horton to develop The Reserve at Louetta Glen

D.R. Horton will develop The Reserve at Louetta Glen on 51.75 acres located south of Louetta and to the west of the Louetta Glen subdivision.  The northern section of the property that fronts Louetta will be reserved for commercial development. D.R. Horton plans to construct approximately 160 single family homes in The Reserve at Louetta Glen.  […]
September 3, 2013
real estate listing mls input errors

Not everything you read in the Houston MLS is accurate

The fine print. Locate the fine print on almost any website or advertisement and that is where you will find the disclaimer. Real estate websites including Realtor.com, Trulia, Zillow, HAR.com, and even our own website of DiscoverSpringTexas.com have disclaimers. The typical disclaimer on a real estate website is “information is deemed reliable but not guaranteed”.  Websites displaying real […]
August 28, 2013
Utility room

If you want it to be there on closing day, get it in writing

If you want a non-realty item to be there on closing day, you need to get it in writing.  Because in Spring Texas real estate transactions verbal means nothing.  Anything that’s not in writing becomes a he said she said. If you thought the sellers were going to leave the refrigerator, washer and dryer, or a wall mounted tv […]
August 9, 2013
mortgage interest rates

Mortgage interest rates on the rise

The days of the 3% interest rates for 30 year mortgages are GONE.  For the last couple of years, buyers have been locking in interest rates for 30 year mortgages in the 3s and loving it. Heck, I cashed in on the low interest rates myself.  Last fall, we refinanced the mortgage on our Spring Texas home and snagged a 3.5% interest rate […]
April 19, 2013
Option Pending

HAR shortens time frame to update listing’s status

Frustration by both home buyers and Houston Realtors on the accuracy of a listing’s status has pressured the Houston Association of Realtors (HAR) Board of Directors to approve a rule change. Effective April 1, 2013, the time frame to update a listing’s status from “Active” to “Option Pending” or “Pending” or “Pending continue to Show” has shorten […]
March 11, 2013
Home buying Spring TX

Top 7 ways you can screw up your loan pre-approval

Congratulations, you have been pre-approved for a loan!  You’re one step closer to moving into the Spring Texas home of your dreams.  But don’t get too far ahead of yourself because it’s easy to screw up your loan pre-approval.  As loan pre-approval does NOT guarantee you full loan approval. Top 7 ways you can screw up your loan pre-approval are by: […]
March 7, 2013
Wimbledon Falls Spring

Pulte commits to finish building out of Wimbledon Falls

Located to the West of Kuykendahl, South of Woodlands Parkway, and just North of W. Rayford sits the community of Wimbledon Falls. The first homes in Wimbledon Falls were constructed in 2004 and over the years several builders including Plantation, Gehan, Chesmar, Imperial, and Infinity Classic constructed homes in the community. Now Pulte has decided to join those […]