March 19, 2011

Is a part-time Realtor the best person to represent you?

Recently while at a family gathering, you told an aunt you and your husband were thinking about buying a house in Spring Texas. Your aunt’s response was “You need to call your cousin, Joe. He’s a Realtor®”. Cousin Joe’s a Realtor? When did this happen? Last you heard he was working at Home Depot. Your aunt’s response was “Yes, Joe does still […]

March 15, 2011

Best place to celebrate St. Patrick’s Day

St. Patrick’s Day when everyone gets to be from Ireland and wear “Kiss Me. I’m Irish” buttons. So where’s the best place in the Spring Texas area to drink green beer and celebrate St. Patrick’s Day? Our choice is the Goose’s Acre on the Woodlands Waterway. The Goose’s Acre Irish Pub was originally located on […]

March 11, 2011

How many excuses does a lender have for not closing on time?

When you are buying or selling a Spring Texas house, your life evolves around the closing date. For weeks you have been coordinating schedules. You set a date for the movers. You lined up a babysitter for the kids. You scheduled time off from work. You called the utility companies to establish service. You are ready to go. You are just […]

March 9, 2011

Credit Do’s and Don’ts

Did you know your lender is required to pull your credit score right before closing? That’s right and a drop in your credit score could stop you from getting full loan approval. And without full loan approval you will not be closing and you will not be moving into that fabulous house in Spring Texas. […]

March 7, 2011

FHA change hikes monthly mortgage payments

It was just last October 8th when the FHA increased the monthly mortgage insurance premium from 0.55% to 0.9% and now on April 18th, 2011, the FHA is hiking the premium again. This time the mortgage insurance premium will increase to 1.15% for 30 year loans with a Loan to Value (LTV) ratio of greater than 95%. How […]

March 4, 2011

What’s IN and what’s OUT with Spring Texas home buyers

Are you thinking about putting your house on the Spring Texas real estate market this summer? If so, will your house appeal to the tastes of the 1980s or the 2011 home buyers? Here’s our list of what’s IN and what’s OUT with Spring Texas home buyers. What’s OUT: Wallpaper – Buyers HATE wallpaper and it will […]

March 3, 2011

Old Town Spring hosts Art and Wine Festival

Is wine from Texas as good as wine from California? You be the judge at the 13th annual SpringFest Art and Wine Festival in Old Town Spring. Over 15 Texas wineries will be on hand offering their nectar from the gods for tasting. You might even discover a wine that will become your new favorite. The particulars on the 2011 Old […]

February 28, 2011

When should you put your house on the market?

If you are wanting to have your Spring Texas house sold by July, when do you put it on the market? Timing the sell of your home is nearly impossible. Sometimes a buyer is waiting for a house exactly like yours to come on the Spring Texas real estate market and within a week your house is in contract. Then […]

February 25, 2011

Pre-approval does not guarantee you a loan

One of the most misunderstood items in the home loan process has to be the pre-approval letter. The pre-approval letter is the letter your Realtor® said you needed to get before viewing Spring Texas homes for sale. So away you went and met with a loan officer and got yourself one of those pre-approval letters. You then went out […]

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