Home Buying Tips

Before you buy a Spring Texas home located in the 100 year flood zone, you need to stop and consider the rising cost of flood insurance.  In 2009, flood insurance on Spring Texas homes located in the 100 year flood zone averaged a 6% increase and in 2010, they increased an additional 8%.  Now, don’t confuse […]

The number of iPhone Apps just got larger with the introduction of the MyFICO credit score estimator.  The MyFico App quickly estimates your credit score based upon the answers you provide to 10 multiple choice questions. The questions are about the number of credit cards you have, how long ago you got your first credit card and first loan, how many […]

You will a lot of balloons and open house signs this weekend as numerous state and local real estate associations are participating in the first national open house weekend.  My fellow Realtors® with Prudential Gary Greene Realtors are not ones to be left out as over 400 homes are scheduled to be opened on April 11th. If […]

If you are planning on buying a Spring Texas home in the near future, you can expect to pay more.  As mortgage interest rates are on their way back up. Over the last 14 months or so, the Federal Reserve  has been keeping mortgage interest rates down through the purchase of $1.25 trillion in mortgage backed securities and home […]

According to the English proverb, “All good things must come to an end” as it is such with the expiration of the home buyer tax credits.  For it has been over a year now that qualifying first time home buyers have been able to get $8,000 in FREE MONEY by purchasing a home in Spring Texas or any […]

If you are thinking about buying a Spring Texas home, you will soon hear either your Realtor or your loan officer mention the phrase “closing costs”.  Closing costs are the fees associated with buying a home.  It is money you will need in addition to your down payment.  Closing costs vary from state to state and […]

If you are living in Spring Texas, you will find it hard to escape deed restrictions.  As about 99% of our Spring Texas subdivisions have deed restrictions. The existence of deed restrictions means you will have someone telling you what you can and can’t do to your yard and house. I know not everyone is fond of deed restrictions but […]

Maintaining a great or even a good credit score is tough. Sometimes no matter how hard you try that pesky thing called life still manages to get in your way. But if you want to buy a house in Spring Texas or any other place for that matter you are going to have to maintain a good […]