October 2, 2008

FHA minimum down payment increase postponed to January 1, 2009

If you thought you missed out on the lower minimum down payment for FHA loans, don’t worry due to a postponement you still have time. The minimum down payment for FHA loans which was scheduled to increase from 3% to 3.5% on October 1, 2008 has been postponed. The revised effective date of the increase […]

October 1, 2008

Why I love underground power lines …..

Power lines …. Above ground or underground …. it’s not something I gave a lot of thought to. That is until recently. After Hurricane IKE blew through Houston and the Spring Texas area knocking out electrical service to 93% of CenterPoint energy’s customers, I had some time in the dark to ponder power and its […]

September 27, 2008

9 things you should know about homeowners insurance

Health insurance and homeowners insurance … both are coverage we know we need but rarely take the time to understand. That is until we need it. Hurricane IKE’s recent roll through our area sent a lot of Spring Texas homeowners scurrying for their policies. Unfortunately some homeowners were taught a painful financial lesson that they won’t soon […]

September 17, 2008

A return to partial normalcy after Hurricane Ike

Around 3 am in the morning of Saturday, September 13th, I was awaken by the sound of Hurricane IKE roaring through our town of Spring Texas. I was not able to return to sleep the rest of the night as the sound of the howling of the wind and the beating of the rain kept […]

September 11, 2008

Potato Chips, Ho Hos, and Ike … oh my!!

All day today, my husband and I have been making preparations for the arrival of Hurricane Ike in Spring Texas. I am sure we are probably like a lot of other residents that wait until there’s a high probability that a Hurricane is coming our way before we prepare. Today was that day and the […]

September 11, 2008

Spring Texas home sellers missed opportunities

The topic for this post “Spring Texas home sellers missed opportunities” is courtesy of my husband, working partner, and fellow Better Homes and Gardens Gary Greene, Realtor, Rick Ratchford. Rick is an exclusive Buyers Agent meaning he only represents buyers and not sellers. I on the other hand represent both buyers and sellers but that’s […]

September 7, 2008

Will St. Joseph help sell your Spring Texas Home?

Yesterday I was at a closing with my buyers who were purchasing a Spring Texas home when a discussion arose about a St. Joseph statue that the sellers had buried in the front yard. The sellers believed that if you want to sell your home, you bury a St. Joseph statue in the yard, say […]

September 3, 2008

What “Days on Market” really means

DOM or Days on Market – what does it really mean? The simplest definition of Days on Market (DOM) is …. its the quantity of days a property has had an Active status in our multiple listing service. DOM is a statistic that is open to interpretation as to what it really means. The average […]

August 24, 2008

Spring TX Real Estate: Market Report July 2008

Spring TX Real Estate: Market Report July 2008 – What’s going on with the Spring TX Real Estate Market? • Decrease in closed sales. The 2008 YTD closed sales for MLS area 13 was 1,629 which is a decrease of 14.6%. • Decrease in single-family median homes price of 1.8%. Even though the Spring Texas […]

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